How Learning these 5 Personal Finance Tips Could Save Your Money And Time.

Here’s some valuable personal finance tips I’ve gathered over the last 25 years of being an adviser. My purpose in sharing these 5 tips is to allow you to be able to shape your thinking, off the back of my experience. Experience is an extremely good teacher but sometimes, you just haven’t been in the game long enough to acquire a lot of i

Sequencing Risk – The investment risk you get just when you didn’t want it!

There is one, immutable ‘law’ of investing which states – in order to achieve greater returns you have to expose your funds to the risk of loss. Consequently, it is the management of this risk/return ratio that becomes the hallmark of a successful investment. Unfortunately, the world not being as perfect as we would like […]

The importance of planning if you want to be a successful investor

The great John Lennon once asked “how can I go forward when I don’t know which way I’m facing” Investors should also be asking themselves this question as well. Once upon a time, a husband and wife came to my office. They carried with them a large folder which was filled with papers and assorted […]

Share market crashes – Are they predictable?

A strange thing happened in the financial world last year. An event so unusual, that I can’t ever recall seeing similar in my 25 years in the advice industry.  And what was this mysterious event?   Well, a fund manager actually closed down a fund and returned all money’s to the investors. Now I have certainly […]


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